Aimee Davis
Your Oregon Real Estate Service Provider

YES! It's A Great Time to Buy!


 

 

 

It's a Great Time to Buy!!!!


The calculators below will help you determine loan amounts, mortgage qualification,

Affordability and determine how much you want to invest.

Now is a great time to buy a property.

Real Estate has proved over time to be a fantastic investment.

When we have an Increase in inventory this makes for increased options.

However, we are currently experiencing property option shortages, making the need to be well prepared and able to act quickly helpful in achieving your personal real estate goals.

Looking for investment property? Here is an opportunity to make that "Cap rate" work for you.

Avoid future "coulda, woulda, shoulda's " Do it now... Rates are good, Cash is fast and Options are available.

Unfamiliar with the offer process... Click here.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link.

 

Or... If you would like a list of Mortgage Brokers or Bankers in the area, feel free to let me know, I would be happy to provide you with names and numbers.

Aimee@Molalla.net

503-829-8328

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %