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Aimee Davis
Your Oregon Real Estate Service Provider
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YES! It's A Great Time to Buy!




It's a Great Time to Buy!!!!

The calculators below will help you determine loan amounts, mortgage qualification,

Affordability and determine how much you want to invest.

Now is a great time to buy a property.

Real Estate has proved over time to be a fantastic investment.

When we have an Increase in inventory this makes for increased options.


Looking for investment property? Here is an opportunity to make that "Cap rate" work for you.

Avoid future "coulda, woulda, shoulda's " Do it now... Rates are good, Cash is fast and Options are available.

Unfamiliar with the offer process... Click here.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link.


Or... If you would like a list of Mortgage Brokers or Bankers in the area, feel free to let me know, I would be happy to provide you with names and numbers.




Required Fields
Estimate Insurance to of Cost
Estimate Tax to of Cost
Optional Fields
Receive Detailed Analysis  Receive this Detailed Analysis

Your Monthly Payments
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
Cost of House = [(Monthly income x Debt Ratio) –
monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %